Save money on food
The average American household spends $3,000 dollars a year on eating out picking up food. Here are three easy tips to cut back.
- Make eating out a treat. Each experience will be more enjoyable.
- Stop using food delivery apps like Uber Eat and DoorDash. You pay extra for the convenience.
- Bring a meal to work. You can cut your lunch budget in half.
Save money during the holidays
Here are three ways to cut back during the holiday season:
- Stick to a budget by buying a gift card and loading all your spending money on it. Don’t spend anything else.
- Write (don’t type) your shopping list. It becomes a more personal experience that keeps you in check.
- Buy stocking stuffers last. Financial planners notice that shopper who buy stocking shoppers tend to overspend.
Save money on gas
Americans drivers spend $1500 dollars a year on gas. Here are four tips to save gas money:
- Buy gas early or late in the day. Gas is cooler and more dense and you get more when you pump.
- Fill up earlier in the week. Gas prices typically go up between Wednesday and Saturday.
- Keep up with your car’s maintenance. Following this tip will allow you to get more miles for your money.
- Don’t use your car as storage. Every 250 extra pounds eats up an extra mile per gallon of gas.
Save money fast
A report from the Federal Reserve shows that 40 percent of Americans can’t come up with $400 dollars in an emergency. So, here are three ways to save money fast:
- Start selling the stuff you don’t need on eBay or Craigslist.
- Avoid stress shopping. Instead of retail therapy, try exercising, watching movies or napping.
- Master the 10-second rule. Stop for 10 seconds and ask yourself if you really need that item. If you can’t find a good answer, put it back.
Save money on groceries
The average American family spends $1,000 a month at the grocery store. Here are five ways to save money on groceries.
- Don’t go to the store hungry. Everything will look tempting and you will blow your budget.
- Snap a picture inside your fridge and pantry. That picture will help you from accidentally buying what you already have.
- Buy fruits and vegetables in season. You can save 30 to 50 percent on produce.
- Extend the life of your produce. Most refrigerated fruits and veggies last longer if you seal them in plastic bags before placing in produce drawer.
- Purchase store brands instead of brand names on everything from snacks to cleaning supplies and pain relievers.