Your car insurance rates may go up, and bad drivers are partly to blame


by Vicente Arenas / KHOU 11 News

Posted on September 21, 2011 at 5:41 PM

Updated Wednesday, Sep 21 at 6:00 PM

HOUSTON – It’s no secret that traffic in Houston can be bad.

"I’ve seen people getting a little crazy. They’ll get on you and start beeping their horn … but I guess that’s just part of it," driver Minh Nguyen said.

The amount of money people pay to insure their cars is part of the deal, too – and that price is going up for many.

"That’s going to be a bad thing for people that are on limited income," driver Alex Fuentes said.

While some insurance premiums will actually drop, many others could go up as much as 8 percent.

The rising costs of covering medical bills and auto body repairs are two of the reasons for the rate hikes.

A recent report by Allstate ranked Houston drivers among the nation’s worst – No. 155 out of 200 – noting that you’re more than 28 percent more likely to have a crash here than in the average city.

But if you notice a hike in your insurance costs, there are some things you can do.

"You can shop around. You can look at other policies. You can look at other agents. Or you can ask your same agent to see if he has anything better for you," insurance agent Hector Chavana Jr. said.

The cost of insurance had been stable in Houston for about 10 years, until it started inching up in 2010.

And those bad Bayou City drivers are –partly, at least – to blame.