HPD investigates whether woman pictured on card ID theft victim received is suspect in separate case


by KHOU.com staff


Posted on January 21, 2014 at 6:31 PM

Updated Tuesday, Jan 21 at 6:33 PM

HOUSTON – An investigation is under way to determine whether a woman arrested over the weekend is the same person pictured on a fraudulent Costco credit card that a Houston-area dermatologist recently received, the Houston Police Department said.

“Someone’s gone to like 20 stores and pretended to be me,” Lauren Campbell said. “They have a fake ID. They have a fake social security card. I mean, it’s just horrible.”

Campbell’s troubles apparently started with the holiday season’s massive security breach at Target department stores. Within days of receiving notice that her confidential information might have been compromised, fraudulent credit accounts in her name had been opened at a series of Houston area retailers.

“I was able to see where someone on January 2nd had gone online and requested a copy of my credit report,” Campbell said. “So they were able to obtain all my information from that. So it’s scary. They get all my old addresses, all my open accounts, mortgages. Anything you have, they know everything about you pretty much at that point.”

Her story took a curious twist over the weekend when she received a credit card bearing a unique piece of evidence: a photograph of a strange woman on the back of a Costco membership card.

“I’m looking at the card,” she remembered, her voice cracking with laughter. “And I turned it over and there’s her picture.”

Costco requires shoppers to apply for membership cards that include photographs taken in stores. American Express offers credit cards through Costco that are popular with customers seeking lucrative cash back rewards.

So a thief applying for a credit card in a Costco store could have her photograph snapped, get a temporary card and go on a shopping spree. Only later would the victim receive a card in the mail, bearing a picture of a stranger.

Whoever stole Campbell’s identity racked up about $30,000 in fraudulent charges during a five-day period, she said, including a couple of diamond rings and more than $1,000 worth of stuff taken from a Toys R Us store.

Campbell filed a police report and spent what she estimated as more than 40 hours on the phone. Then, when she got the credit card with the photograph, she sent emails to local television stations suggesting they broadcast the picture.

The Houston Police Department confirmed Tuesday that officers saw KHOU 11 News’ report about Campbell’s identity theft case Monday night. One of the investigators recognized the suspect as someone who they arrested over the past weekend.  

Investigators said Dena Spencer and Nicole White were caught using phony cards at a Sears store.   

White was charged with felony theft and Spencer was charged with felony fraudulent use of indentifying information.

HPD said it is investigating whether Spencer might be the person pictured on the Costco card that Campbell received.