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Get Help with your Credit
Credit Dispute Letter
Your Name Your Address Your Address
Credit Agency (Equifax, Experian, Trans Union) Credit Agency Address (see below)
Date
To Whom It May Concern:
I recently noticed an incorrect statement on my credit report.
The item {Bank Name/Credit Card, account number XXXXXX, with a balance of $X,XXX} does not belong to me. I have contacted {Bank Name/Credit Card} and the company has no record of this account or any account in my name or with my social security number {XXX-XX-XXXX}. Please see the highlighted item(s) attached and PROMPTLY remove this discrepancy from my credit report. I would also like {Credit Agency Name} to send me a revised copy of my credit report when this has been resolved.
Sincerely, {Your Name}
Attachment Credit Agencies Equifax Credit Information P.O. Box 740241 Atlanta, GA 30374-0241
Experian P.O. Box 1017 Allen, TX 75013
Trans Union Corporation P.O. Box 390 Springfield, PA 19064
Consolidate Your Credit 1-866-889-9347 |
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