Get Help with your Credit

10:04 AM CDT on Wednesday, May 3, 2006

Credit Dispute Letter

 

Your Name

Your Address

Your Address

Credit Agency

(Equifax, Experian, Trans Union)

Credit Agency Address (see below)

Date

 

To Whom It May Concern:

I recently noticed an incorrect statement on my credit report.

The item {Bank Name/Credit Card, account number XXXXXX, with a balance of $X,XXX} does not belong to me.  I have contacted {Bank Name/Credit Card} and the company has no record of this account or any account in my name or with my social security number {XXX-XX-XXXX}.  Please see the highlighted item(s) attached and PROMPTLY remove this discrepancy from my credit report.  I would also like {Credit Agency Name} to send me a revised copy of my credit report when this has been resolved.

 

 

Sincerely,

{Your Name}

 

Attachment





Credit Agencies

Equifax Credit Information

P.O. Box 740241

Atlanta, GA 30374-0241

 

Experian

P.O. Box 1017

Allen, TX 75013

 

Trans Union Corporation

P.O. Box 390

Springfield, PA 19064

 

 

Consolidate Your Credit

1-866-889-9347

www.moneymanagement.org